15. Ronald Theodore³ Symms (Richard Thomas², Charles John¹) was born in Nelson, British Columbia 1/09/1907. Ronald died 30/10/1963 in Oakland, California, at 56 years of age.

He married Winifred Erle Smith in Spokane, Washington, 15/06/1932. Winifred was born in Minnehaha, Washington 31/12/1909. Winifred was the daughter of Charles Robert Smith and Lessie Myrtle Roush. Winifred died 29/05/1975 in Hayward, California, at 65 years of age. She was listed as a resident in the census report in Opportunity, Washington, 1910. She was listed as a resident in the census report in East Spokane, Washington, 1920. She was listed as a resident in the census report in Spokane, Washington, 1930.

He was listed as a resident in the census report in First Street, Starbuck, Washington, 22/04/1910. He was listed as a resident in the census report in 237 Third Avenue, Spokane, Washington, 5/04/1930. Vice President And Cashier, Federal Reserve Bank of San Francisco

Education: Lewis & Clark High School, Spokane 1925 American Institute of Banking 1928 Pacific Coast Banking School (ORIGINAL CLASS) 1939

Business Career: Entirely with Federal Reserve Bank of San Francisco and branches.

From messenger through all departments to Head of Credit Department. From 1931 to 1937 principally engaged in credits (rediscount of customers' paper, collection of closed bank paper, industrial loans).

SEATTLE BRANCH, JANUARY 1937 TO AUGUST 1943

Head of Credit Department January. 1937 to March, 1942, principally engaged in credits (Industrial Loans, defense loans, credit control).

Appointed Assistant manager, March 1942, supervising original Regulation V (Defense Loans), Regulation W (consumer credit control) and Japanese Evacuee Property programs.

HEAD OFFICE, SAN FRANCISCO, AUGUST 1943 TO PRESENT

Appointed Assistant cashier, August 1943, supervising successively bond redemption, check collection and credit operations, which later included principally Regulation V and industrial loans, consumer credit control and Foreign Funds control.

Appointed Assistant Vice President January, 1947 continuing same supervision of credit and related assignments.

Appointed Vice President and Cashier March 1950 with general supervision of Accounting, Administrative Service, Bookkeeping, Building Maintenance, Cash, Collection, Discount and Credit, Guard, Mail and Messenger, Purchasing, Transfer and Telegraph and Transit Depts.

Chairman, Budget Committee Member, Discount Committee Chairman, Protection Committee Chairman, Purchasing Committee Chairman, Record Destruction Committee Chairman, Suggestion Box Committee.

Member several Federal Reserve System committees including accounting, wrapped coin, credit control, cash, leased wire, sundry operations and defense loans.

PARTICIPATION IN OTHER BANKING ACTIVITIES

American Institute of Banking Member, 1925 to present Member, Board of Governors, Spokane Chapter, 1930 - 1937 President, Spokane Chapter, 1934 - 1935 Member of several national committees Member, Advisory Committee, San Francisco chapter, American Institute of Banking, 1952 to present

Credit Managers Associatiom of Northeast and Central California Member, Board of Governors, Bankers Chapter, 1944 - 1948 Chairman, Bankers Chapter, 1947 - 1948 Member, Advisory Board, Bankers Chapter, 1948 - 1953 Chairman, Audit Committee, National Association of Credit Managers, National Convention, 1954

Robert Morris Associates Accredited representative of Federal Reserve Bank, 1945 to present Officer, Northern California Chapter, 1951 to present President, Northern California Chapter, 1953 to present Chairman, Membership Committee, Northern California Chapter, 1953 to present Member, National Chapters Committee acting as liason between National Office and Northern California, Pacific Northwest and Nothern California Chapters, 1953 to present

Speaker on banking and economic subjects before classes at Washington State College, University of Washington and Pacfic Coast Banking School, and numerous banking and other groups in Washington, Idaho and California.

PRESENT PARTICIPATION IN ACTIVITIES OTHER THAN BANKING

Member, Bay Area Post Attack Industrial Rehabilitation Committee, and Member, Priorities and Legislative Subcommittee, in cooperation with National Security council and Stanford Research Institute, 1952 to present.

Ronald Theodore Symms and Winifred Erle Smith had the following children:

23 i. Wynne Allyn⁴ Symms (still alive).

24 ii. Lynne Cynthia Symms (still alive).

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